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Wednesday, December 12, 2012

The Importance of Uninsured/Underinsured Motorist Coverage

This post is a lot like a public service announcement.  To any and all persons out there who own and drive a care, please contact your insurance agent and make sure you have uninsured/underinsured ("UM/UIM") coverage.  And if you are in Tennessee, get no less that fifty thousand in coverage (of course the more coverage you have, the better).

Making sure you have enough UM/UIM coverage might be the best decision you ever make.  This is because UM/UIM might be the only source of a monetary recovery you will have if a person hits you who doesn't have liability insurance (an uninsured situation); and it might provide additional monies as further compensation if the person who hits you doesn't have enough coverage (an underinsured situation).