This post is a lot like a public service announcement. To any and all persons out there who own and drive a care, please contact your insurance agent and make sure you have uninsured/underinsured ("UM/UIM") coverage. And if you are in Tennessee, get no less that fifty thousand in coverage (of course the more coverage you have, the better).
Making sure you have enough UM/UIM coverage might be the best decision you ever make. This is because UM/UIM might be the only source of a monetary recovery you will have if a person hits you who doesn't have liability insurance (an uninsured situation); and it might provide additional monies as further compensation if the person who hits you doesn't have enough coverage (an underinsured situation).
Making sure you have enough UM/UIM coverage might be the best decision you ever make. This is because UM/UIM might be the only source of a monetary recovery you will have if a person hits you who doesn't have liability insurance (an uninsured situation); and it might provide additional monies as further compensation if the person who hits you doesn't have enough coverage (an underinsured situation).
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